Reading Time: 4 minutes Although companies forming the finance sector have shown resilience dealing with the COVID-19 situation, there is no discounting the stress they face regarding the sustainability of operations. With a higher number of borrowers opting for deferrals and seeking interest rate cuts to remain afloat, keeping costs in check has become somewhat of a priority for… Read More »


Reading Time: 6 minutes COVID-19 health threats, travel restrictions, and prolonged periods of lockdown have caused severe problems for businesses. Especially for e-commerce businesses that rely heavily on courier services and efficient transportation models, the strain on maintaining financial stability is higher. Organizations without a functioning continuity plan have struggled to cope with the disruption. Revenues have dropped drastically.… Read More »

How to Save Taxes on this Tax Day 2020: Best Solutions During COVID Lockdown?

Reading Time: 7 minutes The year 2020 will be forever engraved in the minds and hearts of countries across the globe. The kind of devastation it has already rendered in its wake is unparalleled to any experienced in recent times of the world economics. The coronavirus pandemic has created havoc in various sectors, and the number of rising layoffs… Read More »

Alternative Finance Solutions: P2P Lending Vs Crowdfunding

Reading Time: 6 minutes The first ATM in 1967, with banks looking to automate some of its traditional functions such as cash withdrawals and deposits, one could argue that it paved the way and laid the foundation for a revolution in financial technology. With the initial psychological barriers down and the realization that it was no longer imperative to… Read More »

How Fintech is Revolutionizing with Blockchain Technology In 2020 ?

Reading Time: 6 minutes A complete transformation… that’s what has happened in the finance sector. Earlier, technology adoption was at a gradual pace, and the main aim was to substitute manual processes, such as book-keeping, recording customer information and transactional details to name a few. Enter FinTech, with the emphasis on replacing most tasks with latest technology applications and… Read More »

What Are the Risks of Crowdfunding?

Reading Time: 6 minutes The last time an idea was put on the backburner for the need of acceptance, feasibility or let’s just say funding, saw it fizzle out over time, of what could have been a revolutionizing reality. Sounds Victorian, isn’t it? Especially in today’s world where the world wide web and technologies have altered the manner in… Read More »

How Important is Digital Banking in 2020?

Reading Time: 5 minutes The new age of digitalization is progressively making inroads, nibbling away at the old age perception, radicalizing banking. Innovations such as Wechat and Paytm are diminishing the need to visit an ATM. The laser focus is on customer habits and behaviour, contrary to the traditional banking methods solely gravitating towards their own strategic agendas.  There… Read More »

What is the Difference Between Online Banking and Digital Banking ?

Reading Time: 5 minutes The banking system has gone through quite a few changes over time; from traditional banking to online structures, with mobile and digital banking becoming the most recent trends. Given the availability and extensive applications of emerging technology, traditional formats and prerequisites have been replaced with modern facilities and seamless experiences. Limiting physical contact and opting… Read More »

Peer-to-Peer (P2P) Lending Sites and Platforms 2020

Reading Time: 5 minutes Peer-to-peer lending is becoming more of an acceptable concept, especially for those looking to leave behind the complexities of traditional lending and borrowing solutions. Many are finding P2P lending quite comfortable because if offers a seamless online experience, apart from additional functionality by limiting paperwork to a great extent.  Since the cost of operations for… Read More »

Consumer Banking Services 2020: The Future of the Banking Industry

Reading Time: 5 minutes In the light of innovations like Fintech and Blockchain, Traditional Consumer banking services face high competitiveness. This has made it highly difficult for Retail banks to satisfy and retain customers. This article will educate you about the challenges and the innovations the Banking Industry will bring, in the year 2020 and beyond.  Let us take… Read More »